Payment Options 1. Bookkeeping Courtesy (Prepayment of Treatment In-Full): Our office offers a bookkeeping courtesy of 10% for cash or check prepayment or a bookkeeping courtesy of 5% for prepayment on your credit card if you pay for the entire cost of treatment in advance. 2. Monthly Payments with Capital One Healthcare Finance: No money down and low monthly payments that fit within your budget. The qualification process is simple, however these arrangements must be made in advance. Upon qualifying you will be extended either a 0% interest free for 12 months or less, or a low, fixed interest rate ranging from 18 months to 60 months. We would be happy to work with you to plan the most appropriate arrangements for your budget. Financing your treatment allows you to start your dental care immediately and spread the payments over a time period. Most importantly, it offers you the opportunity to enjoy the benefits of dental health without the financial strain.